CEO’s Message

Welcome to American Heritage Bank – The oldest family-owned and operated community bank in St. Cloud since 1881 with six locations including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30,000 square feet. At our West side branch, the mezzanine level has been officially dedicated as a National Museum and the lower level hosts a media conference center for local area charities and non-profit organizational meetings.  At our East side bank, the Highway 10 site proudly presents the 25 foot granite Waterfall Memorial dedicated in honour to our American service men and women.​

American Heritage Bank supports the local communities of Minnesota and the economic success of our main street businesses. We offer above and beyond personalized local service with leading global technology to achieve your financial goals.  Our American Heritage is to serve your American Dream and pledge to always protect your best interests. 


                                                                 Sincerely Yours,
                                                                Jay Johnston, CEO & Chairman




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Investment, Insurance and Advisory Products and Services, and Foreign Exchange Transactions, are Not FDIC Insured or Insured by Any Federal Government Agency, Not a Deposit, Not Bank Guaranteed and May Lose Value.