Personal Solutions

You spoke and we listened, at American Heritage Wealth Management we help clients achieve their personal financial goals with a simple and effective approach.  This approach is known as the American Heritage PTO advantage.  This means you can trust us to always provide Prudent, Transparent, and Objective advice.  When you partner with American Heritage Wealth Management, you will receive the one-on-one guidance and support necessary to be confident about your financial future.

We provide expert advice and guidance to clients in all areas of personal investments, including the following:

  • Brokerage and Investment Securities
  • Mutual Funds and ETFs
  • US Treasuries and CDs
  • Tax Advantaged Muni-Bonds
  • Life and Disability Insurance
  • Annuity Insurance Products
  • Retirement Accounts and Rollovers
  • Health Savings Accounts
  • 529 Education Accounts 
  • Charitable Giving & Donor Advised Funds 
  • Titling & Beneficiary Designations

Medallion Signature Guarantee

When life happens we are here to help you navigate the sometimes complex world of financial documentation and Medallion Signature Guarantees.  As an American Heritage Wealth Management client we can help you attain a Medallion Signature Guarantee through our local Broker Dealer Cetera Investment Services, LLC.  If specific circumstances limit Cetera's ability to provide the Medallion Signature Guarantee, we will help you find additional resources to achieve your desired outcome. 


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Located at: 2915 Second Street S. St Cloud MN 56301

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered.

Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.

At times, we may provide links to sites outside the control of our institution. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.

Investment, Insurance and Advisory Products and Services, and Foreign Exchange Transactions, are Not FDIC Insured or Insured by Any Federal Government Agency, Not a Deposit, Not Bank Guaranteed and May Lose Value.