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Know Your Broker | American Heritage National Bank

Know Your Broker

At American Heritage Wealth Management, we want to truly know you and your story.  We also want you to know us and how our story can help you.

  • FINRA BrokerCheck is a free tool to research the background and experience of financial brokers, advisers and firms.
  • FINRA BrokerCheck helps you make informed choices about brokers and brokerage firms that provides easy access to investment adviser information. 
  • FINRA BrokerCheck tells you instantly whether a person or firm is registered, as required by law, to sell securities (stocks, bonds, mutual funds and more), offer investment advice or both.
  • FINRA BrokerCheck gives you a snapshot of a broker's employment history, regulatory actions, and investment-related licensing information, arbitrations and complaints.

Click Here to access your FINRA BrokerCheck.
 

Acting In Your Best Interest

We are committed to only acting in your best interest, always.  

At American Heritage Wealth Management that means we want to learn about you and your plans to help achieve your American Dream.  We believe transparency is effective and a prudent practice when helping clients with their financial planning.  Together we will create a road map for success that champions the U.S. Securities and Exchange Commission Best Interest Regulation. 

The SEC adopts Rules and Interpretations to Enhance Protections and Preserve Choice for Retail Investors in Their Relationships With Financial Professionals. (https://www.sec.gov/rules/final/2019/34-86031.pdf )

“Individually and collectively, these actions are designed to enhance and clarify the standards of conduct applicable to broker-dealers and investment advisers, help retail investors better understand and compare the services offered and make an informed choice of the relationship best suited to their needs and circumstances, and foster greater consistency in the level of protections provided by each regime, particularly at the point in time that a recommendation is made.”  ( https://www.sec.gov/news/press-release/2019-89 )

Click Here to read more.

Check the background of this investment professional on FINRA’s BrokerCheck

Located at: 2915 Second Street S. St Cloud MN 56301

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered.

Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services. 

Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.

At times, we may provide links to sites outside the control of our institution. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.

Investment, Insurance and Advisory Products and Services, and Foreign Exchange Transactions, are Not FDIC Insured or Insured by Any Federal Government Agency, Not a Deposit, Not Bank Guaranteed and May Lose Value.